If you’re ready to buy a home but don’t have enough cash for the down-payment, an 80/20 Combination Loan might be the answer. Lighthouse Mortgage can help you with an 80% first mortgage and a 20% second mortgage that cover the purchase price of your new home. This is a great opportunity for first-time buyers to get into the home market or for anyone who wants to put little or no money down. For those with homes to sell, we can help. From application to funding, the entire process runs simultaneously so you can close both loans at the same time. And, there is no need to pay PMI with this type of loan, which means a larger tax deduction for you!

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